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Y2Pay provides merchants with high speed and secure payment systems. Each of the payment systems is customizable for the processing of transactions for merchants in North America. We only use PCI DSS compliant processors. These processors provide the most popular payment acceptance, disbursement, and anti-fraud options into a payment system that can be tailored to your unique business needs.

Some of the gateway features include:

  • Credit Card, Debit Card and Electronic Check processing
  • Real-time and batched transaction processing
  • Electronic Bill Presentment and Payment
  • Check Verification and Consumer Authentication
Customization is the beauty of the Y2Pay solution set. Our platforms can be designed to accommodate any requirements that your business needs into a seamless solution. Some of the many solutions include:
  • Shopping Carts/E-Commerce
  • Recurring Transaction Manager
  • Virtual Terminal
  • Secure Web Payment
  • Retail Payment Processing
  • Interactive Voice Response/Phone Payments
  • Phone and Fax Payments

Credit Cards Accepted Through Our Y2Payment Gateway:

  • Visa® Credit Cards
  • MasterCard® Credit Cards
  • Visa® Branded Debit Cards
  • MasterCard® Branded Debit Cards
  • Discover® Network
  • American Express
  • Diner's Club
  • JCB
Y2Pay will work with you on all fees and rates for accepting credit cards. Rates and fees are based on your type of business, monthly dollar volume, and the method that you use to process cards.

Y2Pay does not offer bundled or tiered rate structures. Mid and non-qualified rates bumps are eliminated to slash your overall merchant costs!

If your business accepts debit cards or other payment options, additional equipment may be required. However, existing terminals can usually be reprogrammed saving more money for our merchants. One of our payment system sales representatives will be more than glad to go over these requirements.

Transaction Deposits Directly Into Your Account

The time that it takes to have transactions deposited into your account is 24 hours for real-time business; batch transactions settle up to 48 hours after the batch is closed. This is for Visa®, MasterCard® and Discover® Network cards. Other credit cards and payment types may require additional time for the payments to be applied to your account.

Contact Y2Payments today to learn how we can help provide you with a superior payment system. Call us at 888-693-1850. You can also reach us with any payment systems questions that you may have through our Contact Us page.

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